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Want more housing market stories from Lance Lamberts ResiClub in your inbox? Subscribe to the ResiClub newsletter. Zillow economists use an economic model known as the Zillow Market Heat Index to gauge the competitiveness of housing markets across the country. This model looks at key indicatorsincluding home price changes, inventory levels, and days on marketto generate a score showing whether a market favors sellers or buyers. Higher scores point to hotter, seller-friendly metro housing markets. Lower scores signal cooler markets where buyers hold more negotiating power. According to Zillow: Score of 70 or above = strong sellers market Score from 55 to 69 = sellers market Score from 44 to 55 = neutral market Score from 28 to 44 = buyers market Score of 27 or below = strong buyers market Nationally, Zillow rates the U.S. housing market at 52 in its July 2025 reading, published this month. That said, Zillows reading varies significantly across the country. !function(){"use strict";window.addEventListener("message",function(a){if(void 0!==a.data["datawrapper-height"]){var e=document.querySelectorAll("iframe");for(var t in a.data["datawrapper-height"])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data["datawrapper-height"][t]+"px";r.style.height=d}}})}(); Among the 250 largest metro area housing markets, these 10 are the HOTTEST markets, where sellers have the most power: Rochester, NY 145 Syracuse, NY 91 Hartford, CT 87 Buffalo, NY 87 Charleston, WV 86 Binghamton, NY 80 Springfield, MA 77 Albany, NY 75 Poughkeepsie, NY 75 Norwich, CT 75 Springfield, IL 75 Kingston, NY 75 Lansing, MI 73 Ann Arbor, MI 73 Bridgeport, CT 72 Among the 250 largest metro area housing markets, these 10 are the COLDEST markets, where buyers have the most power: Jackson, TN 13 Terre Haute, IN 21 Macon, GA 24 Lafayette, IN 25 Asheville, NC 26 Beaumont, TX 26 Gulfport, MS 27 Brownsville, TX 28 Naples, FL 28 Daphne, AL 28 Lubbock, TX 29 Panama City, FL 30 Punta Gorda, FL 31 Longview, TX 32 Waco, TX 32 Does ResiClub agree with Zillows assessment? Directionally, I believe Zillow has correctly identified many regional housing markets where buyers have gained the most powerparticularly around the Gulfas well as markets where sellers have maintained (relatively speaking) somewhat of a grip, including large portions of the Northeast and Midwest. Based on my personal housing analysis, I consider Southwest Florida the weakest/softest chunk of the U.S. housing market. Not too far behind are pockets of Texas, Colorado, and Arizona markets where theres built up unsold spec inventory. In my view, many West Coast markets are softer right now than Zillows analysis suggestsin particular the areas that have recently seen big jumps in active inventory for sale. What did this Zillow analysis look like back in spring 2021 during the Pandemic Housing Boom? Below is Zillows July 2021 readingpublished in August 2021.
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E-Commerce
Its been a bad year for password managers. First, Microsoft announced earlier this summer that its popular Microsoft Authenticator app would be discontinuing its password manager feature and would revert to being an app that focused solely on multifactor authentication codes. Now, Dropbox has announced that it is killing its password manager, Dropbox Passwords, entirely. And its death is happening in three phases, the first of which begins this coming Thursday. By the end, all your passwords will be permanently deleted. If you currently use Dropbox Passwords, heres what you need to do before the app goes goodbye for good. Choose a Dropbox Passwords alternative Most of us have dozens, if not hundreds, of internet logins to various websites, from banks to social media sites. It is a poor idea to use the same password for each because, if your login details for one of your sites are leaked, hackers will try those same login details at other sites, allowing them to access your information across the web. Of course, remembering dozens of passwords in our heads just isnt mentally feasible for most people. Thats where password managers come in. These apps suggest and remember unique saved passwords for every website we visit, and autofill them for us when we want to log in. But one of the more popular password managers, Dropbox Passwords, is being shut down soon. The company says that it is doing this to focus on enhancing other features in our core productits cloud storage platform. So, if youre a Dropbox Passwords user, youll need to choose an alternative password manager, just as Microsoft Authenticator users had to do in July. Thankfully, there are several to choose from. Some of the top password managers include: Apple Passwords Bitwarden Password Manager Dashlane Password Manager Google Password Manager LastPass Password Manager NordPass Password Manager Proton Pass Password Manager 1Password Password Manager Each has its strengths, but they all do the essential thing that any good password manager does: store your myriad passwords and autofill them when you log into a website. If youre a Dropbox Passwords user, the important thing to do now is choose an alternative password manager and install it on your devices. Export your Dropbox Passwords passwords Once youve chosen a Dropbox Passwords alternative and have it installed on your devices, youre going to need to transfer your passwords that are currently saved in your Dropbox Passwords app to your new password manager app. This is a two-step process. The first step is to export your passwords from Dropbox Passwords as a CSV file. To do that, do the following in the Dropbox Passwords app: Open the Dropbox Passwords app on your smartphone. Tap the Settings button (it looks like a cog wheel). Tap Export. Tap Export again to confirm your password export. If you prefer to use the Dropbox Passwords browser extension on your computer to export, you can do that as well. Dropbox has instructions for how to do that here. The second step is to import the exported passwords CSV file into your new password manager of choice. The process will vary slightly depending on which password manager you choose to use. Your new password manager will offer online instructions for how to import passwords into it. For example, 1Password, which Dropbox recommends that Dropbox Passwords users switch to, has its password import instructions here. Do everything by October 28or say goodbye to your passwords forever If you are a Dropbox Passwords user, it’s crucial to export your passwords from the service as soon as possible. Dropbox is beginning the discontinuation of Dropbox Passwords this week, on Thursday, August 28. That day marks the first part of a three-phase shutdown of Dropbox Passwords that concludes in October, with all passwords in Dropbox Passwords being deleted for good. Heres how the phases of the shutdown work: August 28: Passwords in Dropbox Passwords will become view-only. This means you wont be able to use the app or extension to autofill your passwords on websites. You also wont be able to add new passwords after this date. September 11: The Dropbox Passwords app will stop working on all smartphones. This means that from this date on, youll no longer be able to use the mobile app to view your saved passwords. Instead, youll need to resort to the Dropbox Passwords extension in your web browser to see any saved passwords. October 28: Dropbox Passwords will be shut down for good. All passwords contained in the service will be securely deleted and become unrecoverable. If you have not exported your passwords by this date, youll lose access to them forever. With Microsoft Authenticator ditching password manager support and now Dropbox Passwords shutting down its service entirely, you may be wondering how much longer the replacement youve chosen will stick around. Unfortunately, thats impossible to predict. But password manager support added next to nothing to Microsofts or Dropboxs bottom linesunlike many of the alternative password managers mentioned above. Most of those companies rely heavily on their password manager offerings for a significant portion of their revenue, suggesting that it’s reasonable to assume that their password managers arent going to go anywhere soon.
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E-Commerce
Rejection isnt just an inevitable part of successits the fastest path to it. Think about it: The most groundbreaking ideas, the most resilient leaders, and the most dominant companies all have one thing in common: theyve been rejected far more than their competitors. But heres the difference: they didnt just endure rejection; they weaponized it. After two decades as an entrepreneur, raising capital, launching products, and negotiating high-stakes deals, Ive been told no more times than I can count. And every single one of those rejections made me sharper, tougher, and more creative. Most people treat rejection like a full stop. The winners? They treat it like a detour to something bigger. Heres how you can do the same and find how every “no” can lead to a competitive edge. 1. Use Rejection as Market Research When you get rejected, most of the time youre handed brutally honest insight for free. No focus group, no consultant, no customer survey will ever give you feedback this raw. The catch? Most people never ask why. Early in my career, I lost a major client after pitching what I thought was a flawless campaign. Their feedback? Its too polished. We dont trust it. That stung. But instead of dwelling, I decoded the rejection: Was my messaging too salesy? Did I overengineer the proposal? Was I trying to impress instead of connect? I stripped out the buzzwords, simplified my decks, and started leading with vulnerability instead of perfection. My close rate jumped 40% in six months. Here’s how you can improve your success rate, too. Ask for blunt feedback. Its not just Why did we lose? but What almost made you say yes? Look for patterns. Are you getting rejected for the same reason repeatedly? Thats your blind spot. Treat every no like a data point. The more you collect, the clearer your winning strategy becomes. 2. Make Rejection the Training for Bigger Risks Most people avoid rejection because they fear failure. But what if I told you that early failure is the best thing that can happen to you? When my first startup crashed, I was devastated. But afterward, something unexpected happened: I lost my fear of risk. I started pitching ideas that were too bold. I took swings others wouldnt. And one of those bets became my first million-dollar business. A 2023 McKinsey study found that companies that doubled down during downturns captured 1015% more market share than competitors who played it safe. Why? Because most people retreat after rejection. The ones who keep pushing face less competition. Begin building your own risk tolerance: Start small. Take calculated risks where the downside is manageable. Reframe failure. Every no is a rejection of the idea, not you. Track your resilience. The more rejections you survive, the stronger you get. 3. Turn Rejection Into Free Publicity Most people hide their rejections. Big mistake. When I lost a six-figure deal, I wrote a LinkedIn post about what I learned. It went viral and led to a deal twice as big from someone who admired my transparency. People connect with struggle more than success. Sharing your rejections makes you relatable, shows confidence, and attracts opportunities. Be honest, not self-pitying. Focus on lessons, not complaints. Know timing matters. Share the story after youve processed it. Turn it into content. A tweet, a post, even a podcast story. 4. Let Your Rejection Force Innovation When my safe product failed, I had no choice but to try something radical. That bad idea became my most profitable offering. Psychologists call this creative constraint: when youre forced to work with fewer options, you innovate in ways you never would have otherwise. Heres how you can: Ask: Whats the unconventional solution? Embrace the bad idea. Sometimes the worst concepts lead to the best outcomes. Use rejection as a reset button. Its permission to start fresh. 5. Make Resilience Your Unfair Advantage Rejection is like a filter: 90% of people quit after a few nos. The ones who keep going face less competition with every step. Track your rejections like a scorecard. The higher the number, the closer you are to a win. Find a rejection buddy. Someone who holds you accountable. Rejection isnt just part of the gameits the game itself. The next time you get rejected, dont retreat. Smile, take notes, and swing harder. The best competitive advantage in business isnt talent, luck, or connections. Its the ability to turn rejection into fuel.
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E-Commerce
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